PLATIO — Smart banking

What is Platio?

Platio is the all-in-one smart banking platform for crypto, fiat, and stock assets. Supported by EOS blockchain technology, this platform will offer users a safe and convenient way to manage transactions between traditional and digital finance. Users can make payments in crypto via SEPA / SWIFT and debit cards.

Smart banking plans plan to build trust with unique ‘Asset Guard’ and ‘Smart Escrow’ products . Both use smart contracts to protect Platio users from the main challenges of the crypto world.

Why Platio?

Traditional banks are very selective in the services they provide for crypto users within their current banking systems. They have not embraced the digital coin era, or the way cryptocurrencies have evolved. Being fully compliant, regulated and technologically advanced, Platio solves this problems with easy access to the Platio Ecosystem, using tokenization of assets based on EOS technology, and supporting the three types of assets: crypto, fiat and stocks. Specifically, Platio’s goal is to provide solutions to crypto users as follows:

Products & Features 

Platio’s App will be available on iOS and Android, as well as a web-based application. Platio Smart Banking Ecosystem will include various products and features that work together to provide users with a seamless transaction process. Platio will tailor its products to the needs of both individuals and businesses, ensuring that both enjoy improved accessibility to transacting in cryptocurrencies. With that in mind, Platio intends to create the following products with unique features for both individuals and businesses.

Exchange & Brokerage

Exchange & Brokerage will be an essential part of the Platio Smart Banking Ecosystem. For Platio this product will not only be the instrument for users to exchange and trade fiat, crypto and stocks, but also the underlying technology enabling Platio’s other products, such as Platio payment cards, the Merchant processing API, Payments (SWIFT/SEPA/Ripple/OCT) and Asset guard.

Asset Guard

Platio Asset Guard is a smart-contract based product for the protection of all types of users’ assets stored in the Platio Ecosystem against losses caused by the high market volatility or access loss to the account. Asset Guard will support two types of smart contracts: Auto Exchange and Standby Transfer. As the terms of the Asset Guard service are set in the interface, an appropriate smart contract is formed by the Platio App and synced with the Platio Blockchain. If certain pre-set conditions are met, the process launches immediately. Using Asset Guard alleviates the need to constantly monitor the market or store your backup phrase so that authorized persons could gain access to your assets in case of an emergency.

Platio Payment Cards

Platio will provide users with plastic and virtual payment cards issued by partnered international payment companies. It is inconvenient to keep a specific card for Bitcoin and another for Ethereum or for every other cryptocurrency asset. Platio intends to develop the Platio Ecosystem to allow all crypto assets held on the Platio Ecosystem to be easily converted into fiat currencies for transaction settlement using an integrated exchange. Users will only need to select the necessary asset and push the top-up button. Platio payment cards will support top-up both in cryptocurrency and fiat. After a top-up of the Platio payment card, the user will be able to make payments at any merchant that accepts relevant payment cards. Through the Platio app users can seamlessly request, activate, suspend and top-up their chosen card.

For more information visit:
Website: https://platio.io/
Whitepaper: https://platio.io/static/docks/platio-whitepaper.pdf
OnePager: https://platio.io/static/docks/platio-onepager.pdf
Author
Bitcointalk Username :phuong0011
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